Today's Mortgage Rates

Rates current as of 10/24/2025

Your Residential & Commercial Non-Conforming Lender

As an experienced home buyer, you’re looking for one thing – the best rate possible.

We will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario.

No matter your needs, we are here to help!

What We Offer

  • Great Customer Service

    At City First Mortgage we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.

  • Type of Properties We Lend On

    Single Family Residences, Multi-Family, Daycare Centers/ALF, Condos, Office Buildings, Retail Strip Centers

  • Clients Come First

    We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

Your Home Loan Toolkit!

A step-by-step guide.
Buying a home is exciting and, let's face it,complicated.
This toolkit can help you make better choices along your path to owning a home.

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Calculators

Calculators

We have put together some calculators to help you make sense of the numbers.

Mortgage Questions

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call 954-967-6600.

Our Reviews